Get the most out of your health coverage this summer by getting the preventive care you need.
Did you know? Most health plans cover shots and screening tests — at no cost to you. This means your plan can’t charge you a co-pay or coinsurance – a share of costs – for preventive services. This is true even if you haven’t met your deductible.
What is preventive care?
Screenings, check-ups, and counseling that prevent illnesses, disease, and other health problems, or other healthcare services designed to detect illness at an early stage – it’s all considered preventive care.
Why is preventive care important?
It helps you stay healthy and happy throughout your life and can detect illness at earlier stages, when treatment is most likely to work best. Preventive care counseling can help you make healthier lifestyle choices – better diet, no smoking, curbing excessive drinking – that lead to good health and well-being.
Preventive services for all adults include: blood pressure, cholesterol and diabetes (Type 2) screenings. For adults over age 50, preventive care includes colorectal cancer screenings. Lung cancer screenings for adults at higher risk because they are heavy smokers or have quite within the last 15 years are also covered for ages 55-80. Immunizations and flu shots are always included.
Women have their own set of covered preventive care services, including annual “well-women” visits and mammograms every 1-2 years for women over 40. Beginning at age 60, osteoporosis screening for good bone health is included. Contraception and STD screenings are both considered preventive care for women.
There are extensive preventive care services for children, each suited to the appropriate life stage, from autism and developmental screenings beginning in infancy to lead and vision screenings and even obesity and diet counseling as they get older. Immunizations are always covered as preventive services for children.
No matter where your summer takes you – to the beach or to the woods for healing hikes – stay healthy with preventive care.
Learn more about preventive care and all the services included: https://www.healthcare.gov/preventive-care-adults/
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Have questions about how to best use your #HealthCare coverage? EFOF’s licensed & certified navigators are here to help. Call 877-553-7453 for answers.